If you think that getting mugged is the only way you can lose money at an ATM, it’s time to think again. There are a large number of ways you can be scammed off your money at an ATM. It’s important to be very cautious when using an ATM to withdraw money. After all, scammers are creative and dangerous and use a wide range of high-tech tools. Devices such as cash traps, card skimmers, and other hacking devices have been found at ATMs around the world. These devices are so easily concealed that they are almost invisible if you’re not paying close attention.
While there is very little you can do once you’ve been scammed (you should inform your bank and cancel your credit and bank cards) it is important to take precautions when using an ATM. You can follow a few standard activities to avoid being a victim of an ATM scam. They are:
- Stick to the ATMs of your own bank or the banks you know and trust
- Cover the keypad from potential hidden cameras as best as you can
- Set up a transaction alert on your mobile phone with your bank so that you receive texts alert every time a transaction is made from your account
- On entering an ATM, check the surrounding area carefully for any signs of scamming devices
Keeping these key ideas in mind, check out these insane ways scammers have hacked ATMs!
Fake ATM Covers
This is one of the most common ways of skimming your bank card. The ATM machine is covered with a fake top cover that looks exactly the same as the actual cover. The only difference is that the fake cover is fitted with machinery to copy the card numbers and PIN.